Last Updated: Please contact us for the current version.
Welcome to Shanmukha Finance. Your privacy is important to us. This Privacy Policy explains how Shanmukha Finance ("Company", "We", "Us", or "Our") collects, uses, stores, shares, and protects your personal information when you visit our website, submit enquiries, communicate with us, or use our services.
By accessing or using our website, you agree to the terms outlined in this Privacy Policy. If you do not agree with this Privacy Policy, please discontinue use of the website.
Shanmukha Finance operates as a loan facilitation, advisory, referral, and customer support service provider. We assist customers in exploring Gold Loan Transfer opportunities, New Gold Loan options, and related financial services through our network of lending partners. Unless specifically stated otherwise, Shanmukha Finance is not acting as the lending institution responsible for loan approval decisions.
This may include: Full Name, Mobile Number, WhatsApp Number, Email Address, City, Address (if voluntarily provided), Preferred Callback Time, Existing Lender Details, Current Loan Amount, Approximate Gold Weight, Loan Requirements, and any information submitted through enquiry forms.
When you visit our website, we may automatically collect: IP Address, Browser Type, Device Information, Operating System, Pages Visited, Referring Website, Date and Time of Access, and Cookies and Similar Technologies.
We may use your information for: responding to enquiries and providing requested assistance; evaluating and coordinating Gold Loan Transfer and New Gold Loan service requests; contacting you via phone, SMS, WhatsApp, or email regarding your enquiry; sharing necessary information with lending partners to evaluate eligibility; improving website functionality and user experience; and complying with applicable laws and regulatory requirements.
By submitting any enquiry form, callback request, WhatsApp enquiry, or other communication through our website, you expressly consent to being contacted by phone, SMS, WhatsApp, email, or other communication channels for purposes related to your enquiry and customer support. You may withdraw consent at any time by contacting us.
We do not sell your personal information. However, we may share information with lending partners (banks, NBFCs, financial institutions) involved in evaluating or facilitating your request; service providers supporting our operations; legal authorities when required by applicable law; and in connection with business transfers or restructuring.
We take reasonable administrative, technical, and organizational measures to protect personal information. However, no internet-based transmission or storage system can be guaranteed to be completely secure. Users provide information at their own discretion and risk.
We retain information for as long as reasonably necessary to provide requested services, maintain business records, meet legal obligations, resolve disputes, and enforce agreements.
Our website may use cookies, analytics tools, tracking pixels, and session technologies to improve functionality, measure performance, understand visitor behavior, and improve marketing effectiveness. Users may disable cookies through browser settings, though some features may not function properly.
Subject to applicable laws, you may have the right to request access to your information, request correction of inaccurate information, request deletion where applicable, withdraw consent, and object to certain processing activities. Requests may be submitted using the contact information provided below.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.
We reserve the right to modify or update this Privacy Policy at any time. Changes become effective upon publication on this website. Users are encouraged to review this page periodically.
If you have questions regarding this Privacy Policy, please contact us at info@shanmukhafinance.com or call us at 72229 44494.
Disclaimer: Shanmukha Finance acts as a loan facilitation, advisory, referral, and customer support service provider. Submission of information through this website does not guarantee loan approval, lender acceptance, interest rates, loan amounts, or service outcomes. All lending decisions remain solely at the discretion of the respective lending institution.